Homeowners Insurance

Homeowners Insurance

Protect Your Most Valuable Inventment

Having adequate homeowner’s insurance means your home and contents will be protected in case of certain losses like fire or theft. And it also means your hard-earned savings will be protected in case of a liability suit if someone becomes injured on your property.

Not all homeowner’s policies are the same, and there are important coverage limitations you should know about. At Humble & Davenport, we can make sure you have the right homeowner’s insurance for your needs so you can feel confident your home, your possessions and your savings are protected. We work with major insurance companies from around the country so we can locate the best products – and the best rates – for you.

At Humble & Davenport, we’ve been serving the residents of Renton and all throughout King County, and we can help you, too. Give us a call today at 425-226-8221.

policy

Already have a policy for your home?

When was the last time you had it reviewed? Your needs can change dramatically over time, in response to upgrades in your home, changes in your financial picture or changes in replacement or repair costs. If you haven’t had your policy reviewed and updated for some time, you’re probably long overdue.

Our agents can review your current policy and make recommendations I needed that could result in better coverage, lower premium costs or both. And, we can make recommendations for additional coverage for earthquake and flood or special coverage riders for valuable collections like antiques or artwork that aren’t covered under standard homeowner’s policies.

Home Warranty

Home warranties are contracts that are different from standard home insurance policies. These contracts cover those home appliances that are in good working conditions at the time when you begin living in a new home. If such appliances encounter any faults due to use or wear and tear, the warranty on these devices will cover the cost of repair/replacement. Home warranties usually cost between $350-$600 per year. They cover the most basic appliances found in a home, including air conditioners, water heaters, and furnaces. A home warranty plan can help you cover the cost of small appliances that are not covered by your standard insurance policies.

Tiny Home

Tiny home insurance protects homes that are 600 sq ft. or smaller from unexpected losses. Stationary tiny homes can be financed through a personal loan, and hence there are no legal requirements to insure them. However, mobile tiny homes must adhere to the Recreational Vehicle Industry Association (RVIA) standards or must be certified by National Organization for Alternative Housing (NOAH) before they can qualify for this insurance.

A mobile home or manufactured home policy will protect your mobile home and your belongings from natural disasters such as fire, wind, and accidents, including loss due to theft.

Mobile Home Insurance

Mobile homes are an alternative to traditional living experiences, allowing you to live your life on the roads. Such homes typically cost around $50,000-$200,000, depending on their design and specifications. Mobile home or manufactured home policy will protect your mobile home and your belongings from natural disasters such as fire, wind, and accidents, including loss due to theft.

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