It’s a situation many of us have faced – walking back to our cars and seeing that it has been hit and damaged. These types of accidents are quite common in parking lots where people drive off after hitting a parked vehicle. If this has happened to you, take a deep breath, don’t panic, and follow these tips. More often than not, your car insurance in Renton, WA will be able to help.
Handling a Hit-and-Run Accident
Collect other driver’s information
Odds are, you won’t see the actual parked car incident take place. If you do, talk calmly to the driver and collect the following information:
- Contact information
- Explanation of accident
- Insurance company
Talk to witnesses
Once you’ve collected the driver’s information, or if the driver left the scene without leaving a note of their contact information, look around the scene to identify any possible witnesses. Write down what they saw as well as their contact information.
File a police report
Call the police and report the accident, even if there were no injuries. It’s best to have a police report on file so that you can refer to it later if needed.
Contact your insurer
Once you’ve followed these steps, you should contact your insurance company. While the driver at-fault should cover the cost of damages, your own insurance may be able to step in to help. Your uninsured motorist coverage or collision coverage may be able to cover the cost of repairs. Every situation is a little different, so talk it over with your insurer.
Auto insurance is there for you when you need it the most. Work with an agency that has your best interests in mind. When you’re looking for reliable and affordable car insurance coverage, talk to the team at Humble & Davenport Insurance.