How To Protect Your Home Improvements

Make Sure Your Changes And Additions Are Covered

Have you decided to make the leap and undertake a remodel this year? Or are you thinking of making smaller scale—but still majorly impactful—changes to your home? Whether you are thinking of significantly expanding your square footage or simply re-grouting your bathroom, the changes you make to improve your home deserve to be covered by your homeowners insurance.

The first step you should take to make sure you have the right level of protection is estimate how your changes will affect the replacement cost of your home. For example, granite countertops will be more expensive to replace than Formica, so ensure your policy’s limits will not prevent you from being able to recreate these changes should you need to rebuild your home.

If you are adding square footage, solar panels, or other additions to the existing building of your home talk with your insurance agent to ensure your dwelling coverage will be sufficient to cover those additions. If you are building a shed or gazebo or installing a fence, dialogue with your agent about the additional other structures coverage you should secure.

Your insurance agent can serve as your guide to ensure you have the right homeowners insurance policy in place to protect your hard work. Use him or her as a resource so you can have peace of mind that your new projects are protected.

Are you currently working with an insurance agency that will take the time to ensure you have the best coverage at the best price? For all of your home insurance coverage needs, contact the insurance professionals at Humble & Davenport Insurance in Renton, Washington. Our team of insurance experts has the industry experience and insiders knowledge required to get you the right level of coverage. As an independent agency, our highest commitment is to serving you. Call us today!

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