7 Types of Commercial Insurance Coverages You Should Carry

Data from the U.S. Bureau of Labor Statistics (BLS) indicates that only 25% of businesses in the U.S. make it beyond 15 years of operation. Most of the rest collapse within five years due to factors such as stiff competition, natural disasters, lack of finances, and a lack of market need, as reported by Statista. Read More

Tips for Avoiding Common Business Scams

Many businesses have shifted to working remotely due to the pandemic. This workplace transformation has forced many businesses to adopt new protocols and procedures that amplify their exposure to fraud losses and cyberattacks. A recent study from Harvard  revealed that 16% of workers in the United States intend to continue working remotely even after the Read More

4 Reasons Why You Must Get Commercial Property Insurance for Your Business

Every year, disasters such as floods, earthquakes, and fires occur in the U.S., causing massive property damage and huge losses. For instance, in 2018 alone, fires caused about $25.6 billion worth of property losses in the U.S., as reported by Statista. This shows just how significant a risk your business property faces and why you Read More

What is Umbrella Insurance and When Should You Purchase It?

Out of the 72 million American homes with insurance, a whopping 66% are still underinsured, as reported by the Insurance Information Institute (III). With disasters such as floods, fires, earthquakes, and storms happening every year, homeowners with underinsured homes face a higher risk of paying for damages out-of-pocket, which is likely to strain their finances. Read More

7 Budget-Friendly Ideas for A Well-Organized Kitchen Space

More than 30% of Americans live with stress, and their stress levels are rising every year, as reported by the American Psychological Association (APA). While finances and work continue to be the leading causes of stress in the U.S., other factors include a messy environment, lack of self-care, and unhealthy relationships, among others. For instance, Read More

Key Insurance Policies to Help You Boost Your Small Business

Small businesses can boost business with insurance policy investments geared toward overcoming the many hurdles they face year-to-year, including stiff competition, litigation, and stringent regulations. Without a proper success strategy, the vast majority of these enterprises don’t have a very promising long-term outlook. Only 80% of small businesses make it past the first 12 months, Read More

Discover How Walking During the Winter Can Work Wonders For Your Health

It is very tempting to curl up with a hot mug of cocoa while binge-watching your favorite shows on cold winter days, but a better alternative would be to take a walk. Yes, there are numerous health benefits of walking regularly, so why not realize these benefits during the winter season? Read on to discover Read More

5 Tips to Help You Manage Holiday Stress

The holiday season usually is one of the most enjoyable times of the year. However, there is also a lot of stress involved, for example, in finalizing travel plans and finding the right gift for your loved ones. The circumstances surrounding the current pandemic have also resulted in greater stress. Even if you are feeling Read More