Cyber Liability Insurance Coverage: What You Need to Know

In 2020 alone, there were at least 1,000 data breaches in the U.S., which resulted in the exposure of over 155 million records of sensitive information, as reported by Statista. If your business deals with client’s private information, such as health records, you will likely face an expensive civil lawsuit if bad actors manage to Read More

How Can I Save Money on Business Insurance?

Protect Your Business While Saving Money   For most businesses, every dollar has to be accounted for. Business owners don’t want to spend unnecessarily high overhead costs that eat into their profits every month. While your business has to be insured, the right policies don’t have to break the bank. Are you interested in learning Read More

7 Types of Commercial Insurance Policies You Need to Protect Your Business

To build a successful business, you need to take calculated risks as well as mitigate existing business risks. One catastrophic event or lawsuit can wipe out a business. However, with the right mix of insurance policies, you can protect your business against many of the devastating risks, according to a recent article published in Forbes Read More

8 Ways to Stay Engaged in a Fast-Moving World

Every year comes with different things to offer, both good and bad. However, 2020 completely threw most Americans off-balance, and some of them haven’t yet recovered from the effects. As of February 2021, a whopping 10.1 million Americans were still unemployed, as reported by Forbes Media. During periods of turmoil and uncertainty, staying engaged can Read More

Can You Use Your Electronic Insurance Card As a Proof of Liability Coverage

Each state requires drivers to have some kind of proof that they meet their state’s minimum auto liability insurance requirements. If you get pulled over or are involved in an accident, you can show this proof and avoid paying hefty fines. Whether or not showing electronic proof of insurance is enough depends on where you’re Read More

Can Insurance Endorsements Expand Your Coverage Here’s What You Need to Know

A rider or an endorsement in insurance coverage can be useful when your standard policy doesn’t cover all your needs. You may take it out when you wish to cover additional items. Endorsements apply in different types of insurance, including auto and homeowners policies. Here’s how purchasing an endorsement can help maximize your insurance protection. Read More

5 Factors that Influence Your Homeowners Insurance Premiums

When you’re shopping for homeowners insurance, you’ll want to compare quotes and go with an affordable plan that satisfies your coverage needs. However, it’s also important to have a basic idea of how insurance premiums are calculated since they do impact the total cost of insuring your property. Keep in mind that insurance premium rates Read More