Trusted Auto Insurance Broker in Renton, WA Since 1986
Having the right auto insurance does much more than keep you safe on the road. It also protects you and your loved ones from financial loss in case of personal injury, or in the event of a liability claim when you’re at fault. According to the type of policy and coverage options you select, your car insurance may even pay for lost wages while you recover from your injuries, or for funeral expenses if the unthinkable happens.
Auto insurance coverages in King County, WA addresses six categories as follows:
- Personal injury protection (PIP), which covers medical costs for you and your passengers.
- Bodily injury liability, which provides coverage for injuries to other people.
- Property damage liability, which covers damage to other people’s property.
- Car insurance collision coverage helps you pay for damage to your vehicle.
- Comprehensive coverage to protect against loss or damage other than collision.
- Uninsured and underinsured motorist coverage, which pays for your expenses if the other driver has inadequate insurance coverage, or has none at all.
Tell us your specific needs and we’ll create a customized auto insurance plan for you to ensure your independence behind the wheel.
Washington Auto Insurance Coverage Requirements:
Washington has specific coverage requirements that spell out the minimum amount of insurance you’re required to carry, and this includes drivers in Renton, WA and surrounding areas of King County, WA. However, based on your circumstances, you may decide that coverage above and beyond the minimum requirements is a better option for your needs.
Medical costs and personal injury claims can take a significant toll on your personal savings, so choosing to purchase only the minimum isn’t always the best choice. If you have a loan on your car, your lender may also require you to carry specific types of coverage.
How We Can Help You with Your Auto & Car Insurance Needs in King County, WA
At Humble & Davenport, our agents will work with you to review your needs as well as your available options to make sure you get the best auto insurance coverage possible.
We’ll also look at other factors, like the type and age of your vehicle, as well as the way you use your vehicle to make sure you and your loved ones will have the best protection in the event of an accident. And if you need auto insurance in Renton, WA for your boat, watercraft, motorcycle, or recreational vehicle, we can take care of that too.
Get In Touch With Us Today And Learn More About Our Coverage Options That Can Be Tailored To Your Needs!
Collector and Antique Cars
Classic car insurance differs from traditional car insurance. This policy aims to protect vintage and antique cars from damages and accidents. The Classic car insurance is designed to cater to the unique needs of your vintage car by adding special options not available for regular cars. Some of the advantages of getting this type of policy include tire changes, roadside assistance, and battery jumps.
Collector and Antique Car Coverage Requirements:
Several requirements need to be fulfilled before your vehicle can qualify for this insurance coverage. Ensuring your car meets these benchmarks will make it smoother when you want to apply for your coverage. Some of the requirements include:
- Your car must be between 25-50 years.
- It should not be used as your primary (everyday)car.
- It should be in good working conditions and be able to meet roadworthiness tests.
- Your vehicle must be parked in a private garage or storage unit.
This is not an exhaustive list as other factors such as weight, manufacturing, usage, and car model are also used to determine whether your cars can be classified as vintage.
Why Choose a Vintage Car Insurance?
Getting classic car insurance will allow you to cover your antique car at an agreed value, thus saving you from being charged with depreciation while making a claim. Besides, you do not require an appraisal while acquiring this insurance.
Contact us today to get a free quote!